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We offer a range of products through this portal including home loans, credit cards, affordable insurance and unsecured cash loans.
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Debt Consolidation Loans

Blacklisted?
Turned Down by the Banks?
Need to Save Money and Consolidate Your Debt?

Just complete this simple online application form to get your Debt Consolidation Loan »



Or complete this online application form (even if you are ITC listed or blacklisted) to get an easy Personal Loan »

Debt Consolidation

Blacklisted - Consolidate Debt to Save Money

Debt Consolidation is becoming increasingly popular in South Africa even if you have been blacklisted or declined by the banks.

The benefits are clear...

lower interest charges, the ability to pay off your debts faster and only having to make one payment per month.

You bond should be considered as a powerful financial tool as you can use the equity you have in your property to pay of some of these high interest debts thereby lowering your monthly expenses and allow you to pay off those debts even faster.

Debt Consolidation Loans
It is clear therefore, that if you have outstanding short term, or unsecured debt, you should consider using your Home Loan to take advantage of the reduced interest rate, one monthly repayment and one monthly account fee to save bucket loads of money over the repayment term of your debt.

This is without doubt the quickest and most cost effective way of ridding yourself of that suffocating debt.

How to Consolidate Debt to Save Money

How to Get a Debt Consolidation Loan Even if You Are Blacklisted

Lots of little debts can be expensive in terms of the interest that you could end up paying.

So consolidating them into one loan, by using the equity in your bond or mortgage for example, could save you thousands in interest, fees and other costs.

In fact your home loan or bond is your cheapest source of finance due to it being secured on your property and savvy debt management is all about reducing the amount of interest, and monthly charges you are paying on your outstanding debts.

The benefits of consolidating your debt are as follows;
  • One simple monthly payment instead of many smaller payments

  • Lower than current total repayments

  • Better interest rate and fewer fees (because the consolidated loan's interest rate is effectively much lower than the multiple loans'interest)

Furthermore applicants who have been blacklisted or have been declined by the banking institutions will still be able to apply for a debt consolidation loan »

How to Apply for a Debt Consolidation Loan

How to Apply for your Loan

All you need to do, to take advantage of the savings you can realise by consolidating your debt, is to click the following link to complete a simple online application form here »

Debt Consolidation Loans

Just complete this simple online form to get your Debt Consolidation Loan here »

OR

for a personal loan complete this online application form (even if you are ITC listed or blacklisted) to get an easy Personal Loan here »